The average American hopes to retire by the age of 66. However, what retirees plan to do with their time is a little less concrete. For people who have spent the last 40 to 50 years working, having unlimited amounts of free time can be a huge adjustment. If you’re looking for great ways to occupy your time after leaving the workforce, there are lots of options for you to consider. Keep reading to learn six ways to keep busy after retirement.
At some point in life, we will have trouble falling asleep because of a malfunctioning tummy. Most of us will also experience being woken up by our stomachs. Too hungry or too full. Diarrhea. Constipation. Heartburn. Each of those can keep you awake or wake you up. Those troubles may worsen with age as seniors deal with health and lifestyle changes that come with getting older.
As you reach your 65th birthday, you may get excited thinking you are no longer on the hook for the high cost of private health insurance. After all, Medicare is going to kick in, and you can sit back, relax, and let the tax dollars you paid in your entire life go to work for you, right? Not necessarily.
Planning for long-term care brings a lot to think about; not only do you need to consider the costs, but it’s also important to factor in your current health and any family history of a medical condition that might necessitate such care. Making modifications to your home to ensure your safety is also a good idea, especially if you or your spouse have a disability or mobility issue. These are all major considerations that can have far-reaching consequences, so it’s imperative to think carefully about what your needs are now and what they might be down the road.
Doing some research will help you figure out the best way to plan for the cost of future care, especially if you are not yet of retirement age. There are several options, but most of these come with specific rules and criteria that have to be met, so you’ll want to read the fine print carefully.
Keep reading for some great tips on how to plan for long-term care.
When mom is dealing with dementia, it’s difficult for everyone. This mother’s day, what can you get for someone struggling with memory issues? Fortunately, there are lots of meaningful gift ideas your mom is sure to enjoy. Some of these gifts even allow you to connect with your loved one affected by dementia more easily.
For most people, a home is a warm place associated with lots of memories, being independent, and feeling secure. It’s only natural for those feelings to make remaining in their homes an important priority for many seniors as the years advance. Caregiving assistance and electronic devices have made it possible for more seniors than ever before to remain in their homes rather than enter an assisted living arrangement. However, living alone isn’t without risks. Taking advantage of these tips can make it much safer for the elderly.